{"product_id":"credit-101","title":"Credit 101","description":"\u003cp class=\"MsoNormal\"\u003e\u003cb\u003eBoost your personal finances and improve your buying\npower by optimizing your credit! \u003ci\u003eCredit 101\u003c\/i\u003e is the ultimate\nbeginner guide to understanding your credit, cutting through the confusion, and\npresenting the ins and outs of building, boosting, and repairing credit in a\nstraightforward, easy-to-understand way.\u003c\/b\u003e\u003cbr\u003e\n\u003cbr\u003e\nYour credit score is key to a financially secure future—but, too often, books\nand websites make understanding credit scores feel confusing and\noverwhelming. \u003ci\u003eCredit 101\u003c\/i\u003e breaks it all down clearly to\nstrengthen your financial literacy with easy-to-understand and up-to-date\ninformation so you can make smarter money management decisions.\u003cbr\u003e\n\u003cbr\u003e\nFrom understanding the fundamentals of credit to building credit from scratch\nand avoiding common credit mistakes, this primer is packed with hundreds of\ntips you can personalize to fit your specific credit-related needs. Inside,\nyou’ll learn:\u003cbr\u003e\n\u003cbr\u003e\n-What your credit score is and ways to use it to accumulate wealth\u003cbr\u003e\n-How lenders use your score to approve or deny a loan application\u003cbr\u003e\n-How to read your credit report and dispute costly errors\u003cbr\u003e\n-Which loans to steer clear of\u003cbr\u003e\n-How to protect your identity and avoid common financial scams\u003cbr\u003e\n-And more!\u003cbr\u003e\n\u003cbr\u003e\nWhether you are applying for your first credit card, fixing past credit\nmistakes, or trying to make the most of an excellent credit score, \u003ci\u003eCredit\n101 \u003c\/i\u003ehas all the answers—even the ones you didn’t know you were looking\nfor.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp class=\"MsoNormal\"\u003e\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp class=\"MsoNormal\"\u003e\u003cb\u003eAbout The Author\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp class=\"MsoNormal\"\u003e\u003cb\u003eCarol Pope\u003c\/b\u003e is a financial writer who specializes in\nloans. Her goal is to help readers manage debt, improve their credit scores,\nand find the lowest loan rates. You can find her work on \u003ci\u003eLendingTree\u003c\/i\u003e and \u003ci\u003eBankrate\u003c\/i\u003e.\nBefore becoming a full-time writer, she worked as an insurance agent. Carol\nlives in Florida, and if she’s not writing, she’s probably running or\nvolunteering with her local running club.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\n\n\n\n\n\n\n\n\u003c\/p\u003e\u003cp class=\"MsoNormal\"\u003e\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e","brand":"PANSING DISTRIBUTION PTE LTD","offers":[{"title":"Default Title","offer_id":45142816391375,"sku":"9781507226025","price":31.95,"currency_code":"SGD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0574\/5662\/3823\/files\/download_a63f0832-1749-4f01-a36a-3d63db5cbafb.jpg?v=1780481350","url":"https:\/\/popular.com.sg\/products\/credit-101","provider":"Popular Book Company Pte Ltd","version":"1.0","type":"link"}