Know exactly how much you can safely spend each year
after you retire without outliving your nest egg
In A Richer Retirement: Supercharging the 4% Rule to
Spend More and Enjoy More, entrepreneur, researcher, and financial
planner, William P. Bengen, delivers a straightforward, soup-to-nuts guide for
maximizing your withdrawals from your investment accounts during your
retirement. The author explains how you can draw heavily on your retirement
accounts without spending yourself into premature poverty.
This book is a comprehensive roadmap to constructing your
personal retirement withdrawal plan. You'll learn how to compute a low-risk
maximum withdrawal rate so that you can enjoy your retirement savings to the
utmost. You'll also discover guidance on why and how to adjust your withdrawals
during retirement to help make sure that your accounts last your entire life.
You'll also find:
- The
eight elements of a comprehensive personal retirement withdrawal plan
- Techniques
for selecting your withdrawal rate based on the eight elements, inflation,
and stock market valuation
- A
template for your withdrawal plan that will help you recognize if you're
overspending (or underspending!) and exactly how to address that issue
Perfect for well-informed laypeople entering, nearing, or in
retirement, A Richer Retirement is a can't-miss retirement
playbook for everyone who wants to make the most of their retirement savings
without outliving their nest egg. It's also an essential read for financial
professionals who serve clients in or close to retirement.
