The old money rules don't work anymore. Here's what Gen Z actually needs to know.

Student loans piling up. Rent eating your paycheck. Everyone on TikTok seems to be investing, but you're not sure where to start―or if you even can with $47 in your checking account. The New Money Rules cuts through the noise with straight talk from someone who's been exactly where you are.

Lillian Zhang―a Gen Zer who grew up in an immigrant household, side-hustled through college, and built real wealth from nothing―gives you the no-BS roadmap she wishes someone had given her. This isn't your parents' finance book filled with guilt trips about coffee. It's the practical guide to actually building financial security in 2025 and beyond.

What you'll learn:

• How to start investing with literally $5 (yes, five dollars)

• The truth about credit cards, student loans, and "Buy Now, Pay Later" traps

• How to automate your money so saving happens without willpower

• Real strategies for debt payoff that don't require living in your parents' basement

• How to change your relationship with money, even if you grew up not talking about it

• Modern tools like budgeting apps and micro-investing platforms―what works and what's hype

Perfect for: Gen Z and young adults navigating their first real paychecks, recent grads staring down student loans, anyone who feels like financial success is for "other people," and teens/young adults ready to take control before habits become problems. Written with the clarity, empathy, and zero judgment this generation deserves.

As featured on CNBC Make It, Bustle, and UC Berkeley Haas News. From a viral money educator trusted by hundreds of thousands of followers who've transformed their finances with her guidance.

Stop getting by. Start getting ahead. Read the sample now and see why this is the money book Gen Z has been waiting for.

About the Author

LILLIAN ZHANG helps Gen Z and millennials navigate their finances through practical, relatable education that reaches and inspires hundreds of thousands across social media.

A Silicon Valley professional and a Haas School of Business graduate from the University of California, Berkeley, she combines real-world experience with actionable financial guidance. She’s been featured on CNBC Make It, Business Insider, Bloomberg, ABC’s Good Morning America, and Yahoo Finance.

When not at her day job or creating content for her thriving TikTok, Instagram, and YouTube communities, Lillian enjoys exploring new cities, doing YouTube Pilates workouts, and hunting down the best local eats in the Bay Area.